B1 · Intermediate

Money & Finance — B1 English Vocabulary

This B1 vocabulary list gathers 40 intermediate English words about money & finance — earning, spending, saving and investing. Every word comes with its British-English pronunciation and a natural example sentence, so you learn each one in real context. When you are ready, open the flashcards to practise and remember them for good.

  1. savings/ˈseɪ.vɪŋz/

    “She keeps her savings in the bank.”

  2. invest/ɪnˈvest/

    “He decided to invest in property.”

  3. investment/ɪnˈvest.mənt/

    “Property can be a good investment.”

  4. loan/ləʊn/

    “They took out a loan for the car.”

  5. debt/det/

    “He is trying to pay off his debt.”

  6. interest/ˈɪn.trəst/

    “The bank pays interest on savings.”

  7. income/ˈɪn.kʌm/

    “Their monthly income is quite high.”

  8. expense/ɪkˈspens/

    “Rent is our biggest expense.”

  9. profit/ˈprɒf.ɪt/

    “The shop made a good profit.”

  10. loss/lɒs/

    “The company reported a loss this year.”

  11. tax/tæks/

    “Everyone must pay tax on their income.”

  12. wealth/welθ/

    “He gained great wealth from business.”

  13. wealthy/ˈwel.θi/

    “She comes from a wealthy family.”

  14. poverty/ˈpɒv.ə.ti/

    “Many families live in poverty.”

  15. currency/ˈkʌr.ən.si/

    “The euro is a common currency.”

  16. exchange/ɪksˈtʃeɪndʒ/

    “I need to exchange some money.”

  17. fee/fiː/

    “The bank charges a small fee.”

  18. fortune/ˈfɔː.tʃuːn/

    “He made a fortune in business.”

  19. economy/ɪˈkɒn.ə.mi/

    “The economy is growing slowly.”

  20. economic/ˌiː.kəˈnɒm.ɪk/

    “The country faces economic problems.”

  21. financial/faɪˈnæn.ʃəl/

    “She gave me some financial advice.”

  22. purchase/ˈpɜː.tʃəs/

    “They made an expensive purchase.”

  23. amount/əˈmaʊnt/

    “A large amount of money was spent.”

  24. mortgage/ˈmɔː.ɡɪdʒ/

    “They pay a monthly mortgage.”

  25. insurance/ɪnˈʃɔː.rəns/

    “Car insurance is expensive.”

  26. bankrupt/ˈbæŋk.rʌpt/

    “The company went bankrupt.”

  27. donate/dəʊˈneɪt/

    “She likes to donate to charity.”

  28. charity/ˈtʃær.ɪ.ti/

    “They gave money to charity.”

  29. fund/fʌnd/

    “We need to fund the new project.”

  30. worth/wɜːθ/

    “The painting is worth a fortune.”

  31. inflation/ɪnˈfleɪ.ʃən/

    “Inflation makes prices rise.”

  32. earnings/ˈɜː.nɪŋz/

    “Her earnings have doubled.”

  33. transaction/trænˈzæk.ʃən/

    “The transaction was completed online.”

  34. deposit/dɪˈpɒz.ɪt/

    “I made a deposit at the bank.”

  35. withdraw/wɪðˈdrɔː/

    “She went to withdraw some cash.”

  36. valuable/ˈvæl.jə.bəl/

    “This ring is very valuable.”

  37. broke/brəʊk/

    “I am broke until payday.”

  38. balance/ˈbæl.əns/

    “Check the balance in your account.”

  39. asset/ˈæs.et/

    “The house is their main asset.”

  40. expenditure/ɪkˈspen.dɪ.tʃə/

    “We must reduce our expenditure.”